A step-by-step order to follow after property damage — from immediate safety through filing a well-documented claim.
Address any immediate safety hazards first — this always comes before documentation or claims.
Take reasonable steps to stop damage from getting worse — a tarp on a roof, water shut-off — while keeping receipts for anything you spend.
Document all affected areas before any cleanup or repairs begin, from multiple angles.
Don't discard damaged property until it's been documented, unless it's a health or safety risk.
Save every receipt tied to emergency mitigation, temporary repairs, or additional living expenses.
Notify your insurer, and consider a public adjuster before your claim is filed if you want an independent review from the start.
Log every call, save every letter, and track your claim number and adjuster contact information.
Walk the property yourself first so you can point out anything that isn't immediately visible.
Request a free inspection and we'll handle documentation, claim preparation, and negotiation from here.